I spend a lot of time studying things other than economics

Reading history, studying art...how come I could see this meltdown coming a mile away (and thus stayed out of the housing market) but none of these 'geniuses' could? I can only think that they knew they were participating in a scam.

Now, all across mainstream media, 'experts' are feigning shock and awe - as if **poof** this 'crisis' appeared overnight.